Career after 12th commerce

Bank jobs are considered as one of the most sought after career after 12 commerce in India. Good  Salary package, job security, supplementary benefits,  as well as a very good scope for future growth are the main reasons why a large number of Indian youths after 12th and graduation has attracted to this banking jobs lucrative career. Though a career in banking sector can be sound to be meant for commerce or finance graduates but it does not hold true in the contemporary age. Now-a-days, bank jobs provide equal opportunities after 12th and graduates from all streams.

India is one of the fastest growing economies in the world with growth rate of 7-10% per year. India economic growth has resulted in various career opportunities in Multinational banks, public sector and  private sector banks based in India. Today we can observe that banks are into Home loans, consumer loans, car loans, mutual fund, credit card business and forex activities. Every bank in india has been growing at phenomenal pace with 20-30% growth year on year and all of them are centrally regulated by the Reserve Bank of India (RBI). Due to the hold of RBI on all financial institutions, banks in India including both public and private sector banks are not only highly profitable but also very stable and growth in banking is creating thousands of bank jobs every year.

These factors resulted in massive stability in bank jobs as well as high demand for banking service professionals. Banking jobs needs  professionals having good communication skills, project analysis skills, loan portfolio management skill along with good computer literacy. All Public sector banks conduct recruitment in the form of written test and interviews at all india level for various banking job . If you look at any of the advertisement of any nationalized bank jobs recruitment drive, you can see there are opportunities for even 12th pass with some computer knowledge at clerical level. Also there are general banking  (Probationary officers) posts for any graduates and special management trainee post in the field of Information technology, finance and law practices and marketing executive jobs preferably for MBA in Marketing.  Even if someone joins bank jobs at junior level (clerical) post he can reach senior positions with experience and enhancement in educational qualification. Public sector banks pay around Rs 5500 to Rs 9600/- per month as basic salary without D.A at junior level and Rs 21000/- to Rs 30000/- at senior level.

Earlier Banks used to impart training to aspiring professional  for banking jobs  through an institution named National school of Banking. It used to prepare students for  bank jobs to National level banks exams. Now-a-days same responsibility and duty is managed by Institute of Banking Personnel selection. You can visit www.ibps. for further details. There is also websites like www.bankbpo.in which can help in preparing for exams as well as interviews. Solved question papers of previous exams and interview question posted by senior candidates themselves are quite helpful in successfully tackling the recruitment process.


Banking jobs exams in india normally comprises of paper on following subjects;-

1       Reasoning ability,

         Arithmetic and Numeric tests

        General Knowledge 


Apart from these common papers, depending on the nature of the banking  jobs, additional papers on computer knowledge, finance and law can be included key factor in succeeding these exams is time management.  There are about 225 questions which are expected to be solved in about 150 minutes. The important fact is that you should equally divide your time to all the subjects and not to waste most of time in reading all the questions first as in case of traditional exam papers.  Quick decision making is one of the key factors and an applicant needs to instantly decide on whether to attempt a question and should also solve the question very fast without spending his precious time on a particular confusing and lengthy question.  Student scoring equally high in all subjects are short listed on merit basis.

So, the career prospects in banking sector in india are stable as well as lucrative and every candidate needs to be well prepared to the recruitment exams for banking  jobs.


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